최신 Virginia-Life-Annuities-and-Health-Insurance 무료덤프 - Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01

문제1

Disability income insurance policies usually provide coverage for loss of income resulting from:

A. Self-inflicted injuries

B. Accidental injuries

C. Injuries incurred while in military service

D. Disability resulting from war

정답: B

설명: (DumpTOP 회원만 볼 수 있음)

문제2

Which of these is true of a conditionally renewable individual health contract?

A. The insurer may refuse renewal if they move outside of the stated geographical location

B. Premiums are guaranteed as long as renewal conditions are met

C. The insurer may change the conditions of renewability at any time

D. A covered individual's health status may be a condition for renewal

정답: D

설명: (DumpTOP 회원만 볼 수 있음)

문제3

All of the following are elements of an insurable risk EXCEPT:

A. A large number of similar units

B. Speculative risk

C. An ability to measure the loss

D. Accidental loss

정답: B

설명: (DumpTOP 회원만 볼 수 있음)

문제4

Which policy provision allows an employee to change from group coverage to an individual life insurance policy?

A. Incontestability

B. Assignment

C. Nonforfeiture

D. Conversion

정답: D

설명: (DumpTOP 회원만 볼 수 있음)

문제5

Immediate annuities are often purchased by people who:

A. Have a lump sum to invest at retirement

B. Desire a tax deduction in the current year

C. Want to contribute to a tax-sheltered annuity

D. Want to accumulate funds for retirement at a later date

정답: A

설명: (DumpTOP 회원만 볼 수 있음)

문제6

All of the following are underwriting criteria for individual life insurance EXCEPT:

A. Gender

B. Religion

C. Ability to pay premiums

D. Occupation

정답: B

설명: (DumpTOP 회원만 볼 수 있음)

문제7

Which type of health insurance helps to pay for the cost of care in cases where hospitalization is not required but the individuals are unable to care for themselves?

A. Major medical

B. Disability income

C. Long-term care

D. Medicare

정답: C

설명: (DumpTOP 회원만 볼 수 있음)

문제8

The preventive medical care benefit sometimes provided in a Medicare supplement policy covers:

A. Home health care

B. Hospitalization

C. Annual physical exams

D. Skilled nursing care

정답: C

설명: (DumpTOP 회원만 볼 수 있음)

문제9

In individual health insurance, a proof of loss typically should be submitted to the insurer within:

A. 30 days from the date of loss

B. 60 days from the date of loss

C. 120 days from the date of loss

D. 90 days from the date of loss

정답: D

설명: (DumpTOP 회원만 볼 수 있음)

문제10

The voluntary act of terminating an insurance contract is called:

A. Cancellation

B. Rejection

C. Finalization

D. Elimination

정답: A

설명: (DumpTOP 회원만 볼 수 있음)

최신 Virginia-Life-Annuities-and-Health-Insurance 무료덤프 - Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01

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