최신 Ok-Life-Accident-and-Health-or-Sickness-Producer 무료덤프 - Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer

A. terminal annuity.

B. life annuity.

C. finite annuity.

D. refund annuity.

A. Benefits will be limited to a specific maximum dollar amount per procedure.

B. After the deductible is paid, benefits will be paid in a lump sum directly to the insured.

C. The insurer will pay a percentage of each expense.

D. All expenses will be paid after the insured's deductible is paid.

A. The waiver of premium benefit pays the policy premium during a disability claim.

B. This clause generally begins immediately with the doctor stating that the insured person is completely disabled.

C. The monthly benefit under the policy is reduced to offset the premium that is no longer being paid.

D. This clause eliminates any premium being paid for the lifetime of the insured individual.

A. 24 months

B. 12 months

C. 36 months

D. 6 months

A. The use of supplemental services on an additional cost basis.

B. The process of obtaining referrals to specialists from primary care physicians.

C. The refusal of coverage for patients with preexisting conditions.

D. The emphasis on preventing enrollees from using patient services.

A. 14 days.

B. 3 days.

C. 7 days.

D. 20 days.

A. It reduces the annual premium amount.

B. It protects the insured from multiple elimination periods.

C. It reduces the actual period of disability.

D. It improves the insurability of the applicant.

A. selection.

B. risk pooling.

C. classification.

D. underwriting.

A. 50 employees

B. 31 employees

C. 20 employees

D. 30 employees

A. liable to pay the full value of the policy.

B. not liable to make any payouts on the policy.

C. obligated to reimburse the amount of the premiums paid for the policy.

D. liable for the full value of the policy if the insured individual was proven to be insane at the time of his death.