최신 CKYCA 무료덤프 - ACAMS Association of Certified Anti Money Laundering

문제1

If an organization suspects that a customer is laundering money, or committing other types of financial crime, it has a duty to report it to the authorities? (TRUE OR FALSE)

A. True.

B. False

정답: A

문제2

What industries are often exploited by criminals (SELECT 3)

A. Broker Dealers.

B. Dealers in high value goods.

C. Casinos.

D. Insurance.

E. Charities Non Profits.

정답: B,C,E

문제3

Which describes the best method for creating a thorough audit trail to prove compliance?

A. Storing transcripts in the customer's profile of dialogues that take place during onboarding

B. Notations within the customer profile that the identity was checked

C. Incorporating copies of documentation and written communication in the customer profile

D. Documenting pictures of the customer holding the identification stored in the customer profile

정답: C

설명: (DumpTOP 회원만 볼 수 있음)

문제4

In which circumstance must a KYC analyst obtain source of wealth information on a client subject to CDD?

A. The client is establishing a business relationship with a private company whose benefit surpasses 10 million USD.

B. Information on source of wealth for CDD clients must always be collected.

C. The number of business relationships involving high-risk third countries or politically exposed persons increases.

D. The client's senior manager is deemed to be an ultimate beneficial owner.

정답: C

설명: (DumpTOP 회원만 볼 수 있음)

문제5

Company A is owned by Company B (80%) and Individual W (20%). Company B is owned equally by Company C and Individual X.
Company C is owned by Individual Y (60%), Individual W (10%) and Individual Z (30%).
Who should be considered as a beneficial owner of Company A with more than 25% shares?

A. Individual W

B. Individual X

C. Individual Z

D. Individual Y

정답: D

설명: (DumpTOP 회원만 볼 수 있음)

문제6

In relation to account activity, which is an example of tipping off?

A. Disclosure of a suspicious transaction report to the subject of that report

B. Request of additional information with respect to a client's behavior

C. Disclosure of inside information based on KYC knowledge of a specific client

D. Disclosure of information to a regulatory body

정답: A

설명: (DumpTOP 회원만 볼 수 있음)

문제7

Which risk assessment factor is most essential for a customer risk evaluation?

A. Customer size in terms of the number of employees

B. Customer country/jurisdiction of establishment

C. Number of years the company has been in operation
B Number of countries the company operates in

정답: B

설명: (DumpTOP 회원만 볼 수 있음)

문제8

The four step model is a model designed to?

A. Improve the quality of your KYC Files.

B. Improve the quality of the KYC Rule.

C. Improve the quality of your KYC Research.

D. Improve the quality of your KYC Program.

정답: C

문제9

What is legal risk? (SELECT 2)

A. An employee who commits a crime unrelated to the organization.

B. An organization breaks laws when doing business.

C. A warning from a regulator.

정답: A,B

문제10

A customer of a bank in the EU has been changing the business activities of their company every month since becoming a customer two years ago. The bank should:

A. hold the older information for one year and then destroy any records in line with data privacy requirements.

B. hold the information for a period of time, as specified by the policies of the bank, and in line with the EU AML Directives.

C. keep records of the changing circumstances for as long as the customer holds an account with the bank.

D. maintain only the current information, because data privacy regulations require old information be destroyed when updated.

정답: B

설명: (DumpTOP 회원만 볼 수 있음)

최신 CKYCA 무료덤프 - ACAMS Association of Certified Anti Money Laundering

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