최신 C131 무료덤프 - IIC Advanced Skills for the Insurance Broker and Agent

문제1

Which person would be hired by another contractor, because of her experience in a particular trade, to complete a portion of a larger project?

A. Inspector

B. Project manager

C. Subcontractor

D. Consultant

정답: C

문제2

What is the purpose of a letter of authorization?

A. Confirms the exclusive business agreement between the intermediary and the insurance company

B. Acts as express written permission for the broker to bind any policies on behalf of the insurer

C. Permits an insured to nominate a legal representative to speak and transact business on her behalf

D. Directs the underwriter to deal with the broker named in the letter on the particular client's account

정답: D

설명: (DumpTOP 회원만 볼 수 있음)

문제3

A broker is reviewing a quote against a submission for a client. The client owns several older rental housing units. Underwriting has agreed to the submission, with a roof exclusion on the older buildings. The client is happy with the premium cost, but not the exclusion. What should the broker do next?

A. Recommend the client find insurance elsewhere

B. Suggest the client replace the roofs in exchange for removal of the exclusion

C. Counsel the client to take the offer as is, since they like the price

D. Debate the underwriting department to prove the roofs are in good condition

정답: B

설명: (DumpTOP 회원만 볼 수 있음)

문제4

A company that owns several large coal mines is sent a letter of notification from its insurer, stating that policy coverage will be more restrictive going forward, particularly regarding pollution. Why would the coverage become more restrictive?

A. Changes in the law

B. Reduction in mandatory arbitration

C. Insurer competition

D. Decrease in remediation expenses

정답: A

설명: (DumpTOP 회원만 볼 수 있음)

문제5

Which peril is commonly excluded under the commercial property broad form (CPBF)?

A. Leakage from fire suppression systems

B. Pollution

C. Explosion of natural or manufactured gas

D. Riot

정답: B

설명: (DumpTOP 회원만 볼 수 있음)

문제6

Graham works at a brokerage where responsibilities are divided among the staff. His daily work consists of analyzing quotations and creating client proposals. What is his role?

A. Producer

B. Adjuster

C. Underwriter

D. Marketer

정답: D

설명: (DumpTOP 회원만 볼 수 있음)

문제7

When should a broker recommend that a client amend their existing risk management plan?

A. Annually at renewal

B. After financial statements are published

C. When changing a manufacturing process

D. When hiring a new staff member

정답: C

설명: (DumpTOP 회원만 볼 수 있음)

문제8

The owner of a small bookstore arranges to have a reputable courier deliver an expensive set of antique encyclopedias to the store after it closes. The next morning, he notices several encyclopedias are missing from the set. He reports this situation to his broker, who advises that the loss will be covered under his commercial property broad form if he can provide which type of proof?

A. Documented evidence showing the encyclopedias were in the owner's care, custody, and control

B. Declaration under oath confirming it was a fidelity loss

C. Sworn statement from the courier that the set was delivered in its entirety

D. Evidence that the loss occurred as a result of mysterious disappearance

정답: C

설명: (DumpTOP 회원만 볼 수 있음)

최신 C131 무료덤프 - IIC Advanced Skills for the Insurance Broker and Agent

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