최신 Accident-and-Health-or-Sickness-Producer 무료덤프 - Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24

문제1

A health maintenance organization (HMO) must provide coverage for all of the following EXCEPT:

A. Routine physical examinations

B. Well-baby or well-child care

C. Emergency services

D. Dental and vision care

정답: D

설명: (DumpTOP 회원만 볼 수 있음)

문제2

Which statement is true of trade association groups eligible for group medical benefits?

A. The association membership primarily consists of large employers

B. Members of the association are usually in the same industry

C. Such associations are formed for the purpose of purchasing insurance

D. Employer contributions are usually waived

정답: B

설명: (DumpTOP 회원만 볼 수 있음)

문제3

When a producer sells an individual accident and health insurance policy, how is the initial premium usually paid?

A. The producer collects and forwards it to the insurer

B. The insurer utilizes the applicant's automatic bank draft authorization

C. The applicant sends it directly to the insurer with the application

D. The insurer bills the applicant when the application is approved

정답: A

설명: (DumpTOP 회원만 볼 수 있음)

문제4

Which feature in a long-term care insurance policy is designed specifically to provide benefits at times when family members need a break from caring for the insured?

A. Skilled nursing facility care

B. Home health care

C. Respite care

D. Custodial facility care

정답: C

설명: (DumpTOP 회원만 볼 수 있음)

문제5

When the employer pays the premium, covered individuals normally receive tax-free benefits under all of the following group health plans EXCEPT:

A. Dental

B. Major medical

C. Disability income

D. Health maintenance organization

정답: C

설명: (DumpTOP 회원만 볼 수 있음)

문제6

A health maintenance organization may issue a contract that provides benefits for the following:

A. Replacement of income lost by a member due to the member's disability

B. The dismemberment of an HMO member

C. Health care services provided to members of the HMO

D. The accidental death of an HMO member

정답: C

설명: (DumpTOP 회원만 볼 수 있음)

문제7

All of the following are typical health maintenance organization (HMO) preventive care services provided by a primary care physician EXCEPT:

A. Physical examinations

B. Experimental surgery

C. Well-baby checkups

D. Immunizations for children

정답: B

설명: (DumpTOP 회원만 볼 수 있음)

문제8

Medical expense insurance typically EXCLUDES coverage for:

A. Hospital care extending past 30 days

B. Expenses incurred for primarily cosmetic surgery

C. Maternity care benefits

D. Hospital laboratory tests

정답: B

설명: (DumpTOP 회원만 볼 수 있음)

문제9

The Maryland Health Insurance Plan is designed to provide comprehensive health benefits for:

A. Senior citizens residing in Maryland

B. Medically uninsurable Maryland residents

C. Low-income residents of Maryland

D. Children of low-income Maryland residents

정답: B

설명: (DumpTOP 회원만 볼 수 있음)

최신 Accident-and-Health-or-Sickness-Producer 무료덤프 - Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24

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